{ "id": 37891, "date": "2025-05-23T09:53:13", "date_gmt": "2025-05-23T07:53:13", "guid": { "rendered": "https:\/\/yearbooktest1.com\/?p=37891" }, "modified": "2025-06-03T16:29:20", "modified_gmt": "2025-06-03T14:29:20", "slug": "cameroun-banque-le-secteur-bancaire-le-plus-important-de-la-cemac", "status": "publish", "type": "post", "link": "https:\/\/cameroon.yearbook-media.com\/fr\/cameroun-banque-le-secteur-bancaire-le-plus-important-de-la-cemac\/", "title": { "rendered": "Cameroun – Banque
– Le secteur bancaire le plus important de la CEMAC" }, "content": { "rendered": "
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\n\t\t\t\t\t\t\t\t\tCameroun – Banque
– Le secteur bancaire le plus important de la CEMAC\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Le syst\u00e8me financier camerounais est le plus important de la r\u00e9gion CEMAC, avec environ la moiti\u00e9 des actifs financiers r\u00e9gionaux. Les institutions financi\u00e8res non bancaires jouent un r\u00f4le mineur dans le pays.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Dans la zone CEMAC, espace communautaire constitu\u00e9e de six \u00c9tats (Cameroun, Congo, Gabon, Tchad, RCA et Guin\u00e9e \u00e9quatoriale), les \u00e9tablissements de cr\u00e9dit install\u00e9s au Cameroun ont largement domin\u00e9 le march\u00e9 du cr\u00e9dit bancaire au premier trimestre 2022, notamment avec 4 acteurs : Afriland First Bank, SCB Cameroun, Soci\u00e9t\u00e9 G\u00e9n\u00e9rale Cameroun et la BICEC.<\/p>\n

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\u00a0<\/span>\"\"Sur cette m\u00eame p\u00e9riode, l\u2019offre de cr\u00e9dit demeure domin\u00e9e par les banques, qui concentrent 98,78% du total des financements enregistr\u00e9s, contre 1,22% pour les \u00e9tablissements financiers. Avec un r\u00e9seau de 18 banques agr\u00e9\u00e9es, le Cameroun, qui abrite \u00e9galement 40% du tissu industriel de la CEMAC, dispose, \u00e0 lui seul, de pr\u00e8s de 50% du r\u00e9seau bancaire de la communaut\u00e9.<\/span>Le secteur financier est domin\u00e9 par les grandes banques \u00e9trang\u00e8res, avec des exc\u00e9dents de liquidit\u00e9s. Le secteur financier et bancaire, avec un potentiel actuel de 13 banques ayant re\u00e7u l\u2019agr\u00e9ment de la Cobac, est sans doute l\u2019un des secteurs qui recrutent le plus. Ce secteur est en permanente croissance avec les nouvelles offres et innovations de services financiers.<\/span><\/p>\n

Ainsi, deux nouvelles banques ont \u00e9t\u00e9 agr\u00e9\u00e9es en septembre 2022 avec la mutation en banque universelle de la R\u00e9gionale SA, un \u00e9tablissement de microfinance, et Africa Golden Bank. L\u2019accroissement des banques s\u2019inscrit en droite ligne de l\u2019objectif gouvernemental de transformation du syst\u00e8me financier. D\u2019ici 2030, les pouvoirs publics esp\u00e8rent porter le nombre de banques en activit\u00e9 sur le sol camerounais \u00e0 30 afin de diversifier l\u2019offre et ainsi faciliter l\u2019acc\u00e8s du grand public aux services financiers.\u00a0<\/p>\n

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Le syst\u00e8me financier camerounais est le plus important de la r\u00e9gion CEMAC, avec environ la moiti\u00e9 des actifs financiers r\u00e9gionaux. Les institutions financi\u00e8res non bancaires jouent un r\u00f4le mineur dans le pays. 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